﹛looking for insurance from your company. 我是到貴公司來投保的﹛


Mr. Zhang met Mr. William in the office of the People' Insurance Company of China.


After loading the goods on board the hip, I go to the insurance company to have them insured.


When should I go and have the tea insured? 我什么時候將這批茶葉投保?

All right. Let's leave insurance now. 好吧,保險問題就談到這里﹛

I have come to explain that unfortunate affair about the insurance.


I must say that you've corrected my ideas about the insurance.


This information office provides clients with information on cargo insurance.


The underwriters are responsible for the claim as far as it is within the scope of cover.


The loss in question was beyond the coverage granted by us.


The extent of insurance is stipulated in the basic policy form and in the various risk clause.


Please fill in the application form. 請填寫一下投保單﹛

What risks is the People's Insurance Company of China able to cover?


What risks should be covered? 您看應該保哪些險?

What kind of insurance are you able to provide for my consignment?


It's better for you to can the leaflet, and then make a decision.


These kinds of risks suit your consignment. 這些險別适合你要投保的貨物﹛

May I ask what exactly insurance covers according to your usual C.I.F terms?


It 's important for you to read the "fine print" in any insurance policy so that you know what kind of coverage you are buying.


What is the insurance premium? 保險費是多少?

The premium is to be calculated in this way.保險費是這樣計算的﹛

The total premium is 800 U.S. dollars. 保險費總共是800美圓﹛

The cover paid for will vary according to the type of goods and the circumstances.


The rates quoted by us are very moderate. Of course, the premium varies with the range of insurance.


According to co-insurance clauses, the insured person must pay usually 20 percent of the total expenses covered.


The insurance rate for such kink of risk will vary according to the kind.


Insurance brokers will quote rates for all types of cargo and risks.


Can you give me an insurance rate? 您能給我一份保險率表嗎?

Could you find out the premium rate for porcelain? 您能查一下瓷器的保險費率嗎?

You should study not only the benefits but also the terms and limitations of an insurance agreement that appears best suited to your needs.


F.P.A. stands for "Free from Particular Average". FPA代表平安險﹛

W.P.A. stands for "With Particular Average". WPA代表水漬險﹛

I'll have the goods covered against Free from Particular Average.


I know that F.P.A insurance doesn't cover losses on consumer goods.


I don't think that the W.P.A insurance covers more risks than the F.P.A..


Free from Particular Average is good enough. 只保平安險就可以了﹛

The goods are to be insured F.P.A. 這批貨需投保平安險﹛

What you've covered is Leakage. 你所投保的是滲漏險﹛

Why don't you wish to cover Risk of Breakage? 您為什么不想投保破碎險呢?

W.P.A coverage is too narrow for a shipment of this nature, please extend the coverage to include TPND.


Don't you wish to arrange for W.P.A. and additional coverage against Risk of Breakage?


Not every breakage is a particular average.并不是所有的破碎險都屬于單獨海損﹛

The coverage is W.P.A. plus Risk of Breakage.投保的險別為水漬險加破碎險﹛

Well, obviously you won't want All Risks cover.顯然,你不想保綜合險﹛

An All Risks policy covers every sort of hazard, doesn't it?


We'd like? To cover the porcelain ware against All Risks.


Please insure the shipment for RMB5,000 against All Risks.


We've cover insurance on these goods for 10% above the invoice value against All Risks.


An F.P.A. policy only covers you against total loss in the case of minor perils.


The F.P.A. doesn't cover partial loss of the nature of particular average.


A W.P.A. or W.A. policy covers you against partial loss in all cases.


You'll cover SRCC risks, won't you? 你們要保罷工﹛暴動﹛民變險,是嗎?

As our usual practice, insurance covers basic risks only, at 110 percent of the invoice value. If coverage against other risks is required, such as breakage, leakage, TPND, hook and contamination damages, the extra premium involved would be for the buyer's account.


We can serve you with a broad range of coverage against all kinks of risks for sea transport.


Generally speaking, aviation insurance is much cheaper than marine insurance.


Then "all marine risks" means less than "all risks".


In the insurance business, the term "average" simply means "loss" in most cases.


Are there any other clauses in marine policies?


Breakage is a particular average, isn't it?


The risk of breakage is covered by marine insurance, isn't it?


The English understood by "marine risks" only risks incident to transport by sea.


Generally, the term "all marine risks" is liable to be misinterpreted and its use should be avoided in L/C.


Please tell me whether I need to purchase a foreign student policy.


I'd like to know whether basic health insurance coverage should include benefits for outpatient, hospital, surgery and medical expenses.


Will you please tell me where I can purchase health insurance?


Health insurance is merely a mean by which people pool money to guard against the sudden economic consequences of sickness or injury.


"Major medical" insurance policies are designed to help offset heavy medical expenses that can result from a prolonged illness or serious injury.


If the benefits provided under a certain policy have a dollar limitation for each service, you should determine whether these limitations are realistic.


"major medical" insurance policy 巨額醫藥費保險

Additional Words and Phrases policy-holder 保險客戶

Air Transportation Cargo War Risk 航空運輸戰爭險

All Risks 一切險

General Average (G.A) 共同海損

Marine Losses 海損

PICC (People's Insurance Company of China) 中國人民保險公司

Particular Average (P.A) 單獨海損

additional premium 附加保險費

average 海損

ceding(insurance)company 分保公司

ceding, retrocession(for reinsurance) 分保

certificate of insurance 保險憑証

co-insurance company 共同保險公司

cover note 保險証明書

endowment insurance 養老保險

extra premium 額外保險費

fine print 細則

guarantee of insurance 保險擔保書

health insurance 疾病保險,健康保險

increasing coverage, extending coverage 加保

insurance act 保險條例

insurance against air risk, air transportation insurance 航空運輸保險

insurance against extraneous risks, insurance against additional risks 附加險

insurance against risk 保險

insurance against strike, riot and civil commotion (SRCC) 罷工,暴動,民變險

insurance against total loss only (TLO) 全損險

insurance against war risk 戰爭險

insurance applicant 投保人

insurance broker 保險經紀人

insurance business 保險企業

insurance claim 保險索賠

insurance clause 保險條款

insurance commission 保險佣金

insurance company 保險公司

insurance conditions 保險條件

insurance coverage;risks covered 保險范圍

insurance division 保險部

insurance document 保險單据

insurance during a period of illness 疾病保險

insurance expense 保險費

insurance for medical care 醫療保險

insurance free of (from) particular average (FPA). 平安險(單獨海損不賠)

insurance industry? 保險業

insurance instruction 投保通知

insurance law 保險法

insurance of contents 家庭財產保險

insurance on last survivor 長壽保險

insurance proceeds 保險金(保險收入)

insurance rate 保險費率表

insurance slip 投保單

insurance treaty 保險合同

insurance underwriter 保險承保人

insurance with particular average (WPA), basic risks. Insurance against all risks. 綜合險,應保一切險

insurance 保險;保險費;保險金額

insurant, the insured 被保險人,受保人

insure 保險;投保;保証

insured amount 保險金額

insurer 保險人

leaflet 說明書

life insurance 人壽保險

ocean marine cargo insurance clauses 海洋運輸貨物保險條款

ocean marine cargo insurance, marine insurance 水險(海運貨物保險)

on deck risk 艙面險

overland Transportation Insurance War Risk 陸上運輸戰爭險

overland transportation insurance, land transit insurance 陸上運輸保險

parcel post insurance 郵包運輸保險

partial loss 部分損失

personal property insurance 個人財產保險

premium rate 保險費率

premium rebate 保險費回扣

premium 保險費

reinsurance 分保(再保險)

renewing coverage 續保

risk insured, risk covered 承保險項

risk of bad odour(change of flavour) 惡味險,變味險

risk of breakage 破碎險

risk of clashing 碰損險

risk of contamination (tainting) 污染險

risk of contingent import duty 進口關稅險

risk of deterioration 變質險

risk of fresh and/of rain water damage(wetting) 淡水雨淋險

risk of hook damage 鉤損險

risk of inherent vice 內在缺陷險

risk of leakage 滲漏險

risk of mould 發霉險

risk of normal loss (natural loss)? 途耗或自然損耗險

risk of packing breakage 包裝破裂險

risk of rust 生鏽險

risk of shortage in weight/quantity 短量險

risk of spontaneous combustion 自然險

risk of sweating and/or heating 受潮受熱險

risk of theft, pilferage and nondelivery (TRND) 盜竊提貨不著險

risk 險別

sickness insurance 疾病保險

social insurance 社會保險

to cover (effect,arrange,take out) insurance 投保

to have a health insurance policy 購買健康保險

to provide the insurance 為﹛提供保險

to purchase health insurance 購買健康保險

total loss 全部損失

transportation insurance 運輸保險

underwriters 保險商(指專保水險的保險商)保險承運人


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